Free tool · Stripe fee calculator (US)
What Stripe keeps from each payment.
Type a price and see the fee, what you keep and the effective rate. Or work backwards: what to charge to keep an amount. Worked out on Stripe's standard US card pricing: 2.9% + 0.30 per successful card payment, +1.5% for an international card, +1% if the currency is converted.
Work it out.
In USD, for a Stripe account in the United States on standard pricing. Nothing you type leaves this page.
The fee is 4.47% of the price.
Worked outRates from stripe.com/pricing for US accounts. Other countries, custom pricing, other payment methods, Stripe Billing, Stripe Tax and disputes have their own fees. To see exactly what you paid, open a recent payment in your Stripe Dashboard and read its fee breakdown.
The fixed fee bites small prices.
The same 0.30 is a much bigger share of a 10 USD sale than of a 100 USD one. US card, no conversion:
| Price | Fee | You keep | Fee as a share |
|---|---|---|---|
| 10.00 | 0.59 | 9.41 | 5.9% |
| 20.00 | 0.88 | 19.12 | 4.4% |
| 50.00 | 1.75 | 48.25 | 3.5% |
| 100.00 | 3.20 | 96.80 | 3.2% |
| 500.00 | 14.80 | 485.20 | 3.0% |
The fee is the loss you can see on every statement. The quieter ones don't show up as a line at all:
- Payments that fail and are never retried or followed up. Run the free check on your Stripe payments export to count them.
- Customers whose card expired and who were never asked to update it. What to do about expired_card.
- Disputes, which can cost the payment and a dispute fee. How to answer a dispute by reason.
Find the leaks in your setup.
The Stripe Checkout & Billing Leak Audit: a one-hour checklist of the Stripe settings that quietly cost small businesses money. Work through it with your Dashboard open. A download on Whop, yours right after paying.
- Failed payments: retries, and what happens after them
- Letting customers fix their own card
- Disputes you can prevent
- Checkout: not losing people on the payment page
- Prices and fees, including the fee on your smallest sale
- Testing it like a customer, and a 15-minute monthly check
One-time purchase · A checklist and a fix log, not software
Payments already failing? The Failed-Payment Recovery Kit, 19 USD →